From boutique studios to full-scale fitness centers, we place programs that understand what actually happens on a gym floor. General liability for slip-and-falls, workers' comp for trainers, equipment coverage, plus medical payment add-ons for member injuries while working out.
Fitness operations carry risk on the floor and behind the scenes. These are the essentials we line up on every gym program.
Covers bodily injury and property damage arising from your operations — slip-and-falls, equipment misuse, and third-party injuries on the premises.
Required when you hire trainers, front-desk staff, or group-class instructors. Covers medical bills and lost wages for employees injured on the job.
Protects your building (if owned), tenant improvements, and the equipment that makes your gym run — racks, treadmills, weights, mirrors, A/V.
Most gym programs can be endorsed with medical payments coverage — a no-fault benefit that helps pay a member's medical bills if they're injured while working out, regardless of whether the gym was at fault. It's a small cost and a big goodwill factor that often keeps minor injuries from escalating into claims.
Tell us about your facility, staff, and class offerings, and we'll build a program that fits.
Start My Quote →Disclaimer: The coverages, endorsements, and features described on this page are illustrative examples and may vary by carrier, state, and individual policy. Conexion Insurance Agency does not guarantee that any specific coverage, limit, or exclusion applies to your policy. Actual terms are governed solely by the policy issued to you — please review your own policy documents carefully and contact us directly for specifics about your account.