Conexion Insurance  ·  Kansas City

Insurance Insights

Coverage guides, industry breakdowns, and straight talk on what actually matters for Kansas City businesses and families.

Latest Posts

Mobile Mechanic Insurance: Garage Liability, Faulty Workmanship & What Actually Covers a Bad Repair

Mobile mechanics face a different risk profile than a shop with four walls. What general liability covers, why faulty workmanship needs garage liability, garagekeepers coverage, and the full insurance stack a mobile repair business needs.

Why Progressive and GEICO Left Non-Emergency Medical Transportation

Progressive, GEICO, and other standard carriers have been pulling back from NEMT. Why it's happening, how to structure your fleet, and the risk management practices that keep coverage in place.

Car Rental Insurance Compared: PHLY vs. American Business Insurance (Period X & Period Z)

Carshare host programs and commercial daily rental programs share vocabulary but not structure. A line by line look at coverage periods, liability limits, physical damage, and operating conditions.

Day Spa, Salon & Skincare Insurance: What Every Beauty Business Actually Needs

Why general liability, E&O, and workers' comp all matter for day spas, salons, and skincare businesses, and how to run a beauty business that avoids the common claims.

Malpractice Insurance: The Hammer Clause and Defense Costs Explained

Who needs malpractice insurance, how the hammer clause works, and why defense costs inside vs. outside the limit matters.

DP3 Insurance Policy: Open-Perils Coverage for Rental Property

A DP3 dwelling policy covers your rental property against anything except what's specifically excluded. What's covered, what's excluded, and when it's the right form.

DP1 Insurance Policy: What It Covers and When It's Useful

A DP1 dwelling policy covers a short list of named perils at a lower premium. What's covered, what's excluded, and when a DP1 form is the right call for a rental property.

Commercial Trucking Insurance: How It Works, How to Cut Claims, and Why Corgi Changes Everything

A complete guide to commercial trucking and transportation insurance, proven strategies to reduce claim frequency and costs, and Conexion's official appointment with Corgi Insurance — a groundbreaking insurtech delivering faster quotes for Kansas City truckers.

Kansas City & the FIFA World Cup 2026: Why KC Was Chosen and Why It's Always Been a Soccer City

The 2026 FIFA World Cup is happening right now at GEHA Field at Arrowhead Stadium. Discover why FIFA chose Kansas City, how Sporting KC built one of America's deepest soccer cultures, and what this historic event means for local businesses and the community.

NEMT Insurance Kansas City: Why New Ventures Are Hard to Place & How to Launch Your Business Right

Non-Emergency Medical Transportation startups are among the hardest risks to insure in commercial lines. Most standard carriers decline them outright. Here's what coverage actually costs, why carriers say no, and a complete 10-step guide to launching a compliant NEMT operation in the Kansas City metro.

Real Estate Investment Insurance: When the Deal Is Complicated, the Policy Needs to Match

Subject-to purchases, auction properties with redemption periods, LLCs, and land contracts all create insurance roadblocks most agents can't navigate. Here's how to structure coverage correctly: and why builders risk alone is never enough.

Car Rental Fleet Insurance: Why It's Hard to Place and What You Actually Need

Car rental fleet insurance is one of the most specialized risks in commercial lines. Most agents decline it or write it wrong. Here's a full breakdown of every coverage layer: LTR, loss of use, garage liability, waiver segregation, and how to turn LTR into a revenue line.

Business Insurance in Kansas: Safe Digging Month Tips for Landscapers, Tree Crews & Contractors

April is National Safe Digging Month, and for Kansas outdoor crews, it's when busy season collides with the highest risk of an underground utility strike. Here's why the 811 call is non-negotiable, what a strike actually costs, and how business insurance acts as your most powerful spring tool.

Food Truck & Food Trailer Insurance in Kansas City What Most Carriers Won't Tell You

Most standard carriers flat-out refuse to insure mobile food operations and the ones that will often miss the single biggest coverage gap: the food trailer itself. Here's what a proper policy actually looks like, and why inland marine coverage is non-negotiable if you tow your unit.

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