Whether you're a general contractor who subs out 100% of your work, an artisan tradesman running a two-person crew, or anything in between, we understand your business. We get you covered with the right policy, the right carrier, and a team that picks up the phone when you need a COI.
From your first project to your 100th, we line up the coverages that match the work you do and the risks you actually face on a job site.
The foundation of every contractor's policy. Protects you from bodily injury, property damage, and completed operations claims on every job.
Mandated in most states the moment you have even one employee. We write it fast and keep your class codes accurate to avoid audit surprises.
RequiredTrucks, trailers, and crew vehicles on the road every day. We cover liability, physical damage, and hired/non-owned exposure.
Inland marine coverage for your tools, equipment, and materials, whether they're on the truck, at the shop, or on the job site.
An extra layer of liability protection above your GL, auto, and workers' comp policies. Required on most commercial jobs over a certain size.
License bonds, performance bonds, and payment bonds. We keep you compliant and bid-ready for any project that requires one.
From a one-person operation to a multi-trade GC with dozens of active job sites, we work with contractors across the full spectrum of risk. Whatever your structure looks like, we can place it.
Yes, even if every trade you use is a subcontractor. We have carriers who specifically want this risk.
Mixed GC operations with in-house trades and subs. We make sure your policy reflects reality.
Electrical, plumbing, HVAC, roofing, concrete, framing, drywall, landscaping. Every trade.
Starting your first crew? Scaling past 10 employees? We build policies that grow with you.
Most agencies disappear the minute they bind your coverage. We stick around because that's when the real work starts.
Need a certificate with complex endorsement verbiage? We turn around COIs fast because we use proprietary AI to cross-check against the requesting contract and ensure full accuracy. No ticket numbers, no email chains with a home office.
We walk you through how your policy pricing is structured up front so when the carrier audits your payroll or receipts, you already know what to expect. When audits hit, we review them and fight back on your behalf if they're wrong.
At every renewal, we proactively revisit your coverages so they match where your business is now, not where it was 12 months ago. If you scaled up or pivoted, your policy needs to reflect that.
Monica answers every call instantly. Real humans are a text or email away when you need more than a quick answer. No phone trees, no hold music, no "please submit a ticket."
Good safety practices translate directly into better loss runs, better loss runs translate into better premiums. We help you build a safer operation from day one.
Tell us about your operation and we'll shop 50+ carriers to find the policy that actually fits.
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